Who's Your Advocate?

Insurance is one of those things in life you wish you could do without. If you haven't purchased it before, you may be concerned with the complex contract language or confused by the wide range of coverage's offered. Even if you're an experienced insurance buyer, you may still have the same apprehensions. However, because we live in a world where things go wrong unexpectedly, insurance has become an absolute necessity.

In most cases, people will never use the insurance they buy. However, most recognize that without proper insurance coverage they run the risk of having an unexpected and unfortunate event that could be very costly. Because of the infrequent use, many people get a false sense that "minimum coverage" is all they'll need. In some cases this may be true, however in most it's not. Because of this belief, many insurance buyers think that the lowest cost premium is adequate for their needs.

Unfortunately, experience shows in many of these cases that when people need to place a claim and put their policy to work they find they're underinsured…and it's too late!!

In many of these cases, people are either underinsured by a little and sometimes by a lot. In the worst case this can have a devastating effect on that person's or their family's quality of life. It doesn't have to be this way. And it doesn't mean insurance should cost a fortune for proper coverage. It all comes down to choosing the right coverage for your needs.

Trust Who You Work With

That's where selecting an agent you can trust is invaluable. If getting the lowest priced insurance policy is sufficient to protect your personal assets and the needs of your family, then a phone or website purchase might fill the bill. However in most cases, an experienced agent who is working for your best interests will be in a better position to personally view and analyze your actual needs. In a personal, face-to-face interview and evaluation, the agent will better serve your real needs rather than trying to fit you into a "basic" or "cheap" policy.

Instead of dealing with a general processing clerk, with the Seitz Insurance Agency you'll be working with a seasoned professional who has the ability to discuss your unique needs directly with the Underwriter and lobby them to shape your policy to fit those needs.

In addition, if you have a claim, your agent is available to act as your advocate when resolving a settlement. It is essential to a quick and fair settlement to present all the proper information, and present it in a systematic way. An agent working for you has the experience to help you prepare the claim effectively, and assist with any follow up requests.

The Four Way Test

At the Seitz Insurance Agency we adhere to Rotary's four-way test to guide our approach to all customer interactions:

• Is it the TRUTH?
• Is it FAIR to all concerned?
• Will it build GOODWILL and BETTER FRIENDSHIPS?
• Will it be BENEFICIAL to all concerned?

It is with these strongly held beliefs that we invite you to talk to us about making sure you have insurance coverage that is sufficient to:

• Protect you and your family.
• Accomplish your financial goals.
• Maintain a cost that is realistic for your needs and budget.